

Hi! Welcome to my home.
Hello friend! Thanks so much for being here. I love that you stopped by for a visit today. Stay as long as you like and come back anytime. I'm here because you matter. Your dreams of homeownership matter. I'm going to show you how you can make your dreams come true.
I know that your main goal is to find a home before you talk with me so I'm making it easy for you to do that. I mean, you can probably find that on most realtors' websites so that's not entirely special. What is special is what I will do for you to help you find your home. It's what sets me apart from the rest.
I'm still under construction trying to make this the perfect place for you to relax while you learn about the market and how to make your dreams come true so please forgive my mess.
Come on, join me for a cup of Starbucks coffee, and let me show you around. I'm sure you'll find everything you need. For now, get your free cup of Starbucks coffee, and leave your name and email address in the message box so that I can send you your gift card. I don't like getting spam so I promise I won't spam you.
Where do you start?
I know it seems so scary not knowing what to do, where to start, and what actions to take so that you don't get overcharged, or buy a lemon. I'm here to help you, to guide you through the process and it is a process, one step at a time.
[Inseert video] You start with a mortgage lender (unless you're paying for your next dream home with cash). Do you have a lender that you trust? If so, you can use that one. If not, go to the top of this page where there are several tabs. Click on the tab that reads, K-P. There you should find at least three mortgage lenders. Research them all. Some offer different products, but they're all competitive.
Next, I'll need a pre-approval letter from them so that I know which homes to show you also, the seller wants to know that you are ready to get the ball rolling. They don't want tire kickers in their home safer sending an hour tidying it up for you to see. Most won't let us in their home without it. If you're using cash, we need a proof of funds letter from your bank on their letterhead stationary. No offense, but I wouldn't be doing the best job for everyone if I didn't verify it. That only takes a few minutes.
Don't rely on the numbers below. Too many variables go into finding the amount you can afford which aren't listed here. This is merely an idea, an estimate. Information is deemed reliable but not guaranteed.